Terms of Use

These Terms of Use (“Terms”) govern your access to and use of the websites, dashboards, APIs, and related online services operated by Collectors Data Store, LLC (“CDS,” “we,” or “us”) that provide access to CDS’s data licensing platform and analytics services (collectively, the Services”). By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, do not use the Services.

We may present additional terms for certain features or products. If there is a conflict between these Terms and any additional terms, the additional terms will control for that feature or product.

SECTION 9 CONTAINS A BINDING ARBITRATION PROVISION AND A WAIVER OF CLASS AND REPRESENTATIVE ACTIONS. EXCEPT FOR SMALL-CLAIMS MATTERS, DISPUTES MUST BE RESOLVED BY INDIVIDUAL ARBITRATION UNDER THE FEDERAL ARBITRATION ACT. PLEASE REVIEW SECTION 9 CAREFULLY, INCLUDING THE OPT-OUT INSTRUCTIONS.

1. Privacy
For information about how we collect, use, and share information, please see our Privacy Policy. Our Privacy Policy also explains how you can exercise your rights, including “Do Not Sell or Share My Personal Information” requests.

2. Eligibility and Accounts
The Services are intended for individuals who are at least 18 years of age (or the age of majority in their jurisdiction, if higher). By accessing or using the Services, you represent and warrant that you meet this requirement and have the authority to enter into these Terms. We do not knowingly collect personal information from individuals under 18, and if we become aware of such collection, we will delete the information promptly.
If you create or access an account on behalf of a business, organization, or other entity, you represent and warrant that you are authorized to act on behalf of that entity and that the entity accepts responsibility for your use of the Services. Entity accounts are owned and controlled by the entity and may be managed by its authorized representatives. You may not use the Services if (a) you have previously been suspended or removed from the Services, (b) your use is prohibited by applicable law, or (c) we determine that your use poses a risk to CDS or its partners. CDS reserves the right to refuse service or suspend access at any time, with or without notice. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You agree to notify us immediately of any unauthorized access or security breach and to use reasonable measures to protect your credentials. We reserve the right to suspend or terminate accounts if we believe credentials have been compromised or used in violation of these Terms.
 
3. Scope of Services and Permitted Use

3.1 Licensed Data
The Services provide access to CDS’s data licensing and analytics platform, which allows authorized users to view, query, or receive datasets, analytical outputs, and related insights derived from data lawfully collected or licensed by CDS (“Licensed Data”). The Services are made available solely for lawful internal business purposes consistent with any applicable license or subscription agreement. You acknowledge that CDS does not guarantee the accuracy or completeness of Licensed Data or analytical results and that such data may include information from third-party sources. The Services and Licensed Data are provided for informational and analytical use only.

3.2 Prohibited Uses

You may not (a) copy, download, reproduce, or redistribute any portion of the Licensed Data except as expressly permitted in writing by CDS; (b) scrape, crawl, or otherwise extract data from the Services by automated means; (c) reverse-engineer, decompile, or disassemble any part of the Services; (d) use the Services or Licensed Data to train or improve artificial-intelligence
models or algorithms without our prior written consent; (e) resell or sublicense access to the Licensed Data; or (f) use the Services in violation of any applicable data-protection, consumer-privacy, or marketing laws.

3.3 API and Data Delivery

CDS may provide access to certain APIs or data delivery mechanisms to transmit datasets or updates. Your use of such APIs is subject to any additional documentation or technical terms we provide.
 
3.4 Suspension and Audit Rights

CDS may monitor usage for compliance and may suspend or revoke access to the Services if we believe the Services or Licensed Data are being used in violation of these Terms or any applicable law.

4. Data Ownership and License

4.1 Ownership

All data, content, analytics, and other materials made available through the Services (collectively, “CDS Content”) are and will remain the property of CDS and its licensors. All rights not expressly granted are reserved.
 
4.2 License

You are granted a limited, revocable, non-exclusive, non-transferable right to access and use the CDS Content solely for the term and scope of the license set forth in your applicable ordering document and in accordance with these Terms.

4.3 Restrictions

Your rights to access and use the Services are subject to the limitations described in Section 3 of these Terms. Without limiting the foregoing, upon termination or expiration of your license or account, you must immediately cease use of and permanently delete all CDS Content in your possession. De-identifying or transforming the CDS Content does not authorize you to retain or reuse the CDS Content or any derivative version of CDS Content.

4.4 Reservation of Rights

Except for the limited license expressly granted above, no rights, title, or interest in or to any CDS Content or other intellectual-property rights are transferred to you, whether by implication, estoppel, or otherwise. All rights not expressly granted are reserved by CDS and its licensors.

4.5 Feedback

If you provide ideas, suggestions, or other feedback relating to the Services or CDS Content, you acknowledge that CDS may freely use, copy, disclose, and exploit such feedback for any purpose without restriction or obligation to you.

5. Third-Party Services

The Services may include links to or integrations with third-party websites, platforms, data providers, or other services that are not owned or controlled by CDS (collectively, “Third-Party Services”). Access to and use of any Third-Party Services is governed by the terms and conditions and privacy policies of those providers. CDS is not responsible or liable for the availability, content, accuracy, or practices of any Third-Party Services. Your dealings with any
Third-Party Services are solely between you and the applicable provider.

6. Disclaimer of Warranties

The Services and CDS Content are provided on an “as is” and “as available” basis without warranties of any kind, whether express, implied, or statutory. To the fullest extent permitted by law, CDS disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. CDS does not warrant that the Services or CDS Content will be accurate, complete, reliable, error-free, secure, or uninterrupted, or that any defects will be corrected. Your use of the Services and CDS Content is at your own risk.

7. Indemnification
 
You agree to defend, indemnify, and hold harmless CDS and its affiliates, officers, employees, and licensors from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Services or CDS Content, your violation of these Terms, or your violation of any third-party rights. CDS reserves the right
to assume exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate fully.

8. Limitation of Liability
 
To the fullest extent permitted by law, CDS and its affiliates, licensors, and service providers will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, goodwill, or other intangible losses, arising from or related to your use of or inability to use the Services or CDS Content, even if advised of the possibility of such
damages. In no event will CDS’s total liability for all claims arising out of or relating to these Terms or your use of the Services exceed fifty dollars ($50). Some jurisdictions do not allow certain exclusions or limitations, so some of the above may not apply to you.
 
9. Dispute Resolution; Arbitration

9.1 Agreement to Arbitrate
 
Any and all disputes or claims between you and CDS (or any related third parties) arising out of or relating in any way to these Terms, your use of the Services, or our business relationship will be resolved exclusively through final and binding arbitration, rather than in court, except that you may bring qualifying claims in small claims court. The Federal Arbitration Act (“FAA”) and, to the extent consistent with the FAA, the laws of Illinois govern the interpretation and enforcement of this arbitration provision.
 
9.2 Prohibition of Class and Representative Actions
 
YOU AND CDS AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS. Neither party may participate in or bring a class, collective, consolidated, or representative action or proceeding. The arbitrator may not consolidate claims or otherwise preside over any form of a class, collective, consolidated, or representative action.

9.3 Arbitration Procedures

Arbitration will be administered by the American Arbitration Association (AAA) in accordance with its applicable rules, as modified by these Terms. If AAA is unavailable, another administrator will be selected by the parties or, if the parties cannot agree, by the court. Arbitration will be conducted in English. The arbitrator has the authority to grant any relief that would be available in court, consistent with these Terms.
 
9.4 Costs of Arbitration

Payment of filing, administration, and arbitrator fees will be governed by the AAA’s rules, unless otherwise required by law. If the arbitrator determines that your claims are frivolous, you agree to reimburse CDS for amounts it paid that you would otherwise be obligated to pay under the AAA’s rules.

9.5 Judicial Forum for Certain Claims

If this arbitration provision is found not to apply, any such dispute will be resolved exclusively in the state or federal courts located in Cook County, Illinois, and you consent to personal jurisdiction there. These Terms are governed by the laws of the State of Illinois and the United States, without regard to Illinois’s conflict of laws rules.

9.6 Opt-Out

You may opt out of this arbitration provision by sending a written notice to: Collectors Data Store, LLC, Attn: Legal Department, 223 W. Erie St., Suite 6E, Chicago, IL 60657, postmarked no later than 30 days after you first agree to these Terms. Your opt-out will not affect any prior agreements to arbitrate disputes with us.

10. General

10.1 Modifications

We may modify these Terms or any additional terms that apply to the Services at any time, for example to reflect changes to the law or our Services. When we make material changes, we will use reasonable efforts to notify you, such as by posting the updated Terms on this page, through the Services, or via email. The “Last Updated” date at the top of these Terms will reflect the date
of the most recent changes. By continuing to use the Services after changes take effect, you agree to the revised Terms. If you do not agree to the modified Terms, you must stop using the Services.

10.2 Assignment

You may not assign or delegate your rights or obligations under these Terms without our prior written consent. We may assign or delegate these Terms, in whole or in part, at any time without notice.

10.3 Export Controls

You may not use the Services if you are located in an embargoed country or are on a U.S. government restricted party list.
 
10.4 Waiver and Severability
 
Our failure to enforce any right or provision of these Terms is not a waiver of that right or provision. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

10.5 Entire Agreement

These Terms, together with any other agreements expressly referenced herein, constitute the entire agreement between you and CDS regarding your use of the Services, and supersede all prior understandings between you and CDS.

10.6 Survival
 
The following Sections survive termination of these Terms: Data Ownership and License, Disclaimer of Warranties, Limitation of Liability, Indemnification, Dispute Resolution; Arbitration, and General.

11. Contact Us
If you have questions about these Terms, please contact us at:

Collectors Data Store, LLC
223 W. Erie St., Suite 6E
Chicago, IL 60657
 
Email: support@collectorsdatastore.com
 
Email: support@collectorsdatastore.com